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Products & Services

We sincerely believe that a review of your company’s existing insurance arrangements will deliver a tangible and cost effective benefit to your business call us on 0121 446 2290 or email

  • Commercial & Industrial


    – Business Packages
    – Business Income Protection
    – Public & Products Liability
    – Employers Liability
    – Motor Fleet
    – Commercial Vehicle
    – Construction
    – Imports and Exports
    – Goods in Transit
    – Personal Accident
    – Legal Expenses
    – Engineering

  • Personal Insurance


    – Home & Contents
    – Private Motor

  • Professional Risks


    – Directors & Officers Liability
    -Professsional Indemnity
    – Employment Practices Liability

  • Specialist Services


    – Landlords
    – Investment Properties

  • Motor Fleet Insurance

    For Companies that operate 3 or more vehicles, often a motor fleet policy can be the preferred route for insuring their vehicles. A motor fleet policy can include all types of vehicles and Southall Harries can offer guidance in insuring the vehicles under a bespoke motor fleet policy, tailored for your needs. Motor Fleet Quotations can include: –

    – Private Cars, Business Cars including High Performance and Sports Vehicles
    – Commercial Vehicles
    – Heavy Goods Vehicles
    – Passenger Carrying Vehicles
    – Plant and Special Types
    – Young Drivers
    – Family Fleets
    – Fleet Risk Management

  • Directors & Officers Liability

    Statutory case and common law imposes an expanding and increasingly onerous range of responsibilities on both executive and non-executive directors. Ignorance of the law is no defence.

    Insurance cover can be arranged which provides protection in respect of:-

    – Legal liability as a Director or Officer of the Company.
    – Legal costs and expenses incurred in connection with investigations.
    – Legal costs for defence of actions against Directors or Officers of the Company.

  • Professional Indemnity

    Offering services for all professions including:-

    – Accountants
    – Architects
    – Consultants
    – Design and Build
    – Engineers
    – Property Developers
    – Solicitors
    – Surveyors

    Wide cover to protect the business, principals and employees against:-

    – Claims for errors and omissions
    – Professional neglect
    – Libel and slander
    – Infringement of copyrights
    – Breaches of confidentiality

  • Small Business Risk

    Most small businesses that suffer fire, flooding or systems failure and are not insured or are under-insured, will fail within twelve months according to recent statistics. For this reason, small businesses owners should be prudent about possible risks and set out to understand their risk exposures and ways to containing or transfer the risk.

    Small businesses can also learn from much larger counterparts about a risk management approach to business insurance with particular emphasis on business interruption cover. It is known that about 70% of uninsured or under-insured small business owners lack an understanding of the consequences for their business in the event of a major interruption to trading.

    Clearly identifying and managing the risks a business faces and having a contingency plan in place to help minimise exposure to severe interruption in the event of major events such as fire, flooding or systems failure. Another benefit for small businesses in having a risk management plan is that they can be rewarded with lower insurance premiums whilst still being adequately covered for a major catastrophe and the loss of trading.

    When thinking of insurance needs, small business owners should consider the questions “What would happen tomorrow if my business suffered property, technical, staff or supplier loss tonight”

    Based on this question, small business owners should be able to get a good idea of their exposure to certain risks and the resulting consequences to business continuity. Small businesses should have a business plan and a major element of that plan should be contingency or disaster plan. Strategic plans should include string back up computer files and important documents off site and keeping replacement equipment of the premises.

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