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Lawsuits exposure to small businesses

Professional indemnity insurance is not compulsory for most small businesses but it should still rank high on the ‘to do’ list of the average start up.

The United Kingdom has become an increasingly litigious society and even the most cautious business owners can find themselves on the wrong side of a court action. Read More

Safety means happy returns

Employers liability insurance may be compulsory but there are ways for businesses of all sizes to keep their premium costs down.

Employers that take an active role in workplace health and safety can also reduce their less insurable costs. Active risk management almost always creates positive results for the company’s bottom line. Read More

Small Business – No Risk?

Most small businesses that suffer fire, flooding or systems failure and are not insured or are under-insured, will fail within twelve months according to recent statistics. For this reason, small business owners should be prudent about possible risks and set out to understand their risk exposures and ways to contain or transfer the risk. Read More

Corporate Identity Theft

To-date identity theft has largely been associated with consumers rather than businesses, yet theft of a corporate identity is one of the fastest growing threats that businesses face. Companies House estimate that corporate identity theft cost British businesses £50 million in 2005. Experts predict that this will increase to £700m by 2020. Read More